Business Life Insurance

Also known as business continuation insurance, business life insurance preserves the future of your business in the event of your death or disablement -- or that of a partner or key employee. Business life insurance provides funding to cover losses following this untimely event.

A business continuation plan often includes a buyout, or buy-sell, agreement that gives your heirs the opportunity to sell their share of the business to surviving owners. A buyout agreement dictates that shares must be offered to remaining owners at a previously agreed upon price.

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